Junior Savings
At BDCU, we believe it is important to encourage good financial habits from an early age. With our Young Savers account, you can help your child build up their savings and develop a positive relationship with money.

All deposits of up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). Learn more.
It takes less than 5 minutes and won’t impact your credit score.
Overview
An account that helps you save for the future
This account is perfect for you to save up for a child’s future or to save for things such as school uniforms, holidays, Christmas, and birthdays.
It’s also perfect if you are looking for an account for your child to start saving their own money.
Criteria
The child must be under 16, with the account being opened by a parent/guardian.
Minimum balance
Save from as little as £1
Instant access
Access or top up your money any time with myBDCU or in branch
Dividend
Dependent on whether we make a surplus, we offer members a return on their savings in the form of a dividend. This is agreed by our members at the Annual General Meeting.
At BDCU we believe in saving as you borrow so as part of your loan agreement we ask you to pay into your savings account. This means that after you have repaid your loan you will be in a stronger financial position having built up some savings.
– Phil Collier, Chairman of the Board