General Savings
Encouraging and helping the BDCU community to save is at the heart of what we do. Whatever your goals may be, we can help you reach them.

All deposits of up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). Learn more.
It takes less than 5 minutes and won’t impact your credit score.
Overview
Save ethically with instant access* anytime
Everyone is saving for a different reason. This is why our General Savings account has been designed to be flexible to meet every individual’s saving needs. Whether you’re wanting to build up your savings regularly or deposit a lump sum of money, saving for a rainy day or for something special, know that we will take good care of your money while you are reaching your saving goals.
Criteria
You must be 16 years old or older.
You must live and work within the BDCU common bond area.
Minimum balance
Save from as little as £1
Instant access
Access or top up your money any time with myBDCU or in branch*
*unless you have an outstanding loan & they can then you may only access any savings above the value of the loan i.e Loan balance £300, savings £350- amount available to withdraw is £50
Dividend
Dependent on whether we make a surplus, we offer members a return on their savings in the form of a dividend. This is agreed by our members at the Annual General Meeting.
At BDCU we believe in saving as you borrow so as part of your loan agreement we ask you to pay into your savings account. This means that after you have repaid your loan you will be in a stronger financial position having built up some savings.
– Phil Collier, Chairman of the Board