Christmas Savings
Our Christmas Savings Account is created to help you get the costs of Christmas wrapped up. Saving now can take the the stress out of Christmas, giving you more time to spend with your loved ones.

All deposits of up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). Learn more.
It takes less than 5 minutes to start saving with us.
Overview
Help spread the cost of Christmas
Christmas can be expensive and a stressful time of year, but a little pre-planning can make a huge difference.
Our Christmas Savings Account is created to help you get the costs of Christmas wrapped up. Saving now can take the the stress out of Christmas, giving you more time to spend with your loved ones.
Money saved is locked-in until 1st November and only then is available to withdraw.
Criteria
You must be 16 years old or older.
You must live and work within the BDCU common bond area.
Minimum balance
Save from as little as £1
Account access
Money locked-in until 1st November.
Account locks again on 31st December (with access available again the following November 1st).
Dividend
Dependent on whether we make a surplus, we offer members a return on their savings in the form of a dividend. This is agreed by our members at the Annual General Meeting.
At BDCU we believe in saving as you borrow so as part of your loan agreement we ask you to pay into your savings account. This means that after you have repaid your loan you will be in a stronger financial position having built up some savings.
– Phil Collier, Chairman of the Board