Meet our board
Phil Collier
Chair
Lesley Cairns
Secretary, Governance and Risk Director
Darina Ward
Finance Director
Steph Marks
Loan Director
Jen Collier
People Director
Nicola Cassley
Relationship Director
How we work
1. Savings.
Members save with us.
2. Loans.
We pool together these savings to offer our members affordable, low-cost loans.
3. Interest.
We generate income from the interest made on the loans.
4. Costs.
We use that income to cover business running costs.
5. Dividend.
Any surplus after that is given back to you in the form of a dividend which is agreed at the Annual General Meeting.
