Meet our board

Phil Collier
Chair

Lesley Cairns
Secretary, Governance and Risk Director

Darina Ward
Finance Director

Steph Marks
Loan Director

Jen Collier
People Director

Nicola Cassley
Relationship Director
How we work
1. Savings.
Members save with us.
2. Loans.
We pool together these savings to offer our members affordable, low-cost loans.
3. Interest.
We generate income from the interest made on the loans.
4. Costs.
We use that income to cover business running costs.
5. Dividend.
Any surplus after that is given back to you in the form of a dividend which is agreed at the Annual General Meeting.
